The professional racing/stunt driver is constantly finding new ways to murder his instantly recognizable WRC, which is why his gymkhana Ford Fiesta has become one of the most exposed four-wheel-drive cars on the net.By this brief collection of action shots from various shows, races and events, 2011 has clearly been a lot of fun. Long may that continue in 2012.Reports indicate that he was going somewhere between 40-50 mph in a 35 mph zone. Remember, driving a Murcielago is not the same as a Frito-Lay delivery truck, no matter how good of a driver one claims to be. And he's claiming to be a good one. But according to reports coming from Jalopnik, insurance fraud may have been a key motive.Here's why: in order to be able to afford the car insurance, Dopp had to put his house up for collateral. And according to a Jalopnik tipster, he's hoping the car is totaled in order to get the insurance payout, which comes to $300k. If it gets repaired, he'll lose "$100k to a wrecked title."This same tipster also claims he was going to sell the car regardless because the taxes, which could be over $100k, were too high anyway. Jalopnik is also claiming that Dopp first tried to sell the Lambo to Jay Leno before the wreck happened.So is this fraud? It's hard to prove, but the moral of the story is that people who can't afford to buy a supercar in the first place (or anything beyond their means, for that matter), simply shouldn't accept it even if it is for "free".